Terms of Use
Effective October 13, 2026.
This page is a working draft. It will be reviewed by a licensed attorney before SI Filing turns on live letter analysis.
SI Filing is an independent, AI-powered consumer education platform. SI Filing is not a law firm, does not employ attorneys to represent users, and does not provide legal advice or legal representation. Information generated by SI Filing is for general educational purposes only and is not a substitute for advice from a licensed attorney. No attorney-client relationship is created by using this website. Read the full Legal Disclaimer.
Agreeing to these terms
By using sifiling.com you agree to these terms. If you do not agree, please do not use the site. You must be at least 18 years old to use the upload and report features.
What SI Filing does
SI Filing explains debt collection documents and consumer rights in general terms and points you to official resources and sources of legal help. We do not review your case as a lawyer would, recommend a legal strategy for you, prepare or file legal documents, negotiate with collectors, or represent anyone before a court or agency.
AI-generated reports
Reports are generated automatically and may be incomplete or wrong. They describe what a document appears to say and which general rules may be relevant. They are not legal advice and are not a decision about your rights. Court deadlines and legal rights depend on your circumstances and where you live. You are responsible for verifying any deadline and for seeking qualified legal help when you need it. See our AI Limitations and Accuracy Policy.
Letter analysis is not live yet. Today, the site shows reports for fictional sample letters only.
Your responsibilities
- Only add documents that you have the right to share.
- Cover Social Security numbers and full account numbers where you can.
- Do not use the site to harass anyone, to submit false information, or to interfere with the site's operation.
Information about companies
SI Filing does not publish allegations, rankings, ratings, or individual disputes about debt collectors, creditors, or attorneys. Public examples use fictional names. A private report may name the companies in your own document only to explain what it says. Receiving a collection notice does not mean anyone did something wrong.
No guarantee of results
Nothing on this site guarantees or predicts any legal outcome, including whether a lawsuit, judgment, or garnishment can be avoided.
Accuracy and availability
We work to keep information accurate and list review dates and sources. The site is provided "as is" and "as available," without warranties of any kind, to the extent the law allows.
Third-party sites
We link to government agencies, courts, and nonprofit organizations. We do not control those sites and are not responsible for their content.
Limitation of liability
To the fullest extent permitted by law, SI Filing is not liable for any loss or damage arising from your use of this site or reliance on its content, including missed deadlines or case outcomes.
Intellectual property
Site content, design, and the SI Filing name and logo belong to SI Filing. You may share links and print pages, including your own reports, for personal, non-commercial use.
Changes
We may update these terms. The effective date at the top shows the latest version.
Contact
contact@sifiling.com